Cover, explained plainly.

Three products, transparent tiers, no small print you need a lawyer for.

🏠 Home insurance

Buildings, contents, or both — for owners and renters.

Get a home quote
  • Buildings cover (structure, fixtures, permanent fittings)
  • Contents cover (furniture, electronics, valuables)
  • Accidental damage, optional or included by tier
  • Alternative accommodation while repairs are made
  • Home emergency call-out (boiler, plumbing, electrics)
  • Legal expenses cover on Premium
Basic

Buildings only

£8/mo
  • Buildings cover up to £350k
  • £250 excess
  • Storm & flood cover
Choose Basic
Premium

Premium

£22/mo
  • Buildings + contents + valuables up to £1m
  • £50 excess
  • Home emergency & legal expenses cover
Choose Premium

🚗 Auto insurance

From basic legal cover to fully comprehensive.

Get an auto quote
  • Third-party liability cover (legal minimum)
  • Fire & theft protection
  • Comprehensive: damage to your own vehicle too
  • 24/7 breakdown & recovery on Premium
  • Courtesy car while yours is repaired
  • No-claims discount honoured from your last insurer
Third party

Basic

£19/mo
  • Third-party liability only
  • £400 excess
Choose Basic
Premium

Comprehensive

£34/mo
  • Fully comprehensive cover
  • £100 excess
  • Breakdown cover & courtesy car
Choose Premium

❤️ Life insurance

Term cover to protect the people who depend on you.

Get a life quote
  • Lump-sum payout to your beneficiaries
  • Level term cover, fixed premiums
  • Optional critical illness rider
  • No medical exam for most applicants
  • Cover from £50k up to £300k+
  • Cancel any time, no penalty
Basic

Essential

£6/mo
  • £50,000 cover
  • 10-year term
Choose Basic
Premium

Premium

£19/mo
  • £300,000 cover
  • Critical illness rider included
Choose Premium

Not sure which plan?

Start a quote — we'll ask a couple of questions and recommend a tier.

Get a free quote